Unhs Neighborworks Homeownership Center
Utica, NY - 13501

Contact

Unhs Neighborworks Homeownership Center

1611 Genesee Street
Utica, NY - 13501
315-724-4197
Fax Number: 315-724-1415


See ALL Utica Low Income Housing Apartments ALL UTICA Listings



Median apartment rental rate in this zip code: $706
Population in zip code: 36,920
Media age of those living in this zip code: 33.8
Media household income of those living in this zip code: $40,264
Average home value in this zip code: $108,367


This is a HUD Approved Housing Counseling Agency. Contact them for assistance for the following:
Fair Housing Pre-Purchase Education Workshops
Financial Management
Budget Counseling
Home Improvement and Rehabilitation Counseling
Mortgage Delinquency and Default Resolution Counseling
Non-Delinquency Post Purchase Workshops for Homeowners
Pre-purchase Counseling
Pre-purchase Homebuyer Education Workshops
Predatory Lending Education Workshops
Rental Housing Counseling
Services for Homeless Counseling
Languages Spoken at Housing Agency:
English
Russian
Spanish
Vietnamese

Tips Before Applying for Low Income Housing
  • 1. Research all of the different low-income housing programs available in your area. There are a variety of federal, state, and local programs that offer low-income housing assistance. Each program has its own eligibility requirements and application process, so it is important to do your research to find the program that is right for you.
  • 2. Get all of your documentation in order: When you apply for low income housing, you will need to provide documentation of your income, assets, and household composition. This documentation may include tax returns, pay stubs, bank statements, and birth certificates.
  • 3. Be careful and accurate on all information provided: Any false or misleading information on your application will most likely result in your disqualification.
  • 4. Waiting Lists: The waiting lists for most, if not all low-income housing programs is long. Do not limit yourself to only apply to one apartment location.

Qualifications: Do you qualify to live here?
To qualify for low income housing in New York, you must meet the following income requirements:

Your household income must be below 80% of the area median income (AMI). The AMI is updated annually by the Department of Housing and Urban Development (HUD) and varies by county.

You must have a valid Social Security number or Individual Taxpayer Identification Number (ITIN).

You must be a U.S. citizen or a legal immigrant.

In addition to the income requirements, you may also need to meet other eligibility requirements, such as:

- You must not have been evicted from any public housing or Section 8 housing in the past three years.
- You must not have any outstanding felony convictions for drug-related offenses.
- You must not be a registered sex offender.



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See ALL Utica Low Income Housing Apartments ALL UTICA Listings


Low Income Apartments Nearby

* Mileage is based as direct lines from geocoded point to point (as the crow flies). Please check google maps for exact directions and road miles.



Federal Poverty Guidelines for 2023
Persons In Family Household Poverty Guideline
For Households with more than 8 persons, add $4,480 for each additional person.
1 $14,580
2 $19,720
3 $24,860
4 $30,000
5 $35,140
6 $40,280
7 $45,420
8 $50,560

*Alaska and Hawaii have different rates for HUD federal poverty guidelines.
These numbers above represent 100% of the Federal Poverty Rate. In order to get in some apartments the 100% rate changes to things like 200%. In these cases, you will only need to multiply the rate in each category by 2.


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Apartment Checklist
Check For Waiting Lists
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Contact Your Local Housing Authority
Housing authorities have many opportunities. Many do have closed waiting lists, but they may be able to provide other public housing resources.

Check The Federal Poverty Sliding Scale Guidelines
Check to see if you qualify for low cost or free housing by comparing the guidelines to your income records.



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